When a lot of people get their first job, ( retail of any sorts), those jobs do come with benefits. I remember my first job was at a bank but I wasn't sure on how to choose the retirement funds.
For beginners, choose vanguard/fidelity target year funds. They usually have something like 2020-2050 on their title. The younger you are, choose the ones with the furthest years away. Those funds will generally have higher returns & potential to higher lost as it is volatile. The 2020 year funds are usually like bonds and you get return that are better than your bank account
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